Yes. We strongly recommend that all travellers arrange comprehensive travel insurance before visiting New Zealand. Travel insurance is not included in the price of your tour and must be arranged separately by each traveller. Travel insurance can help protect you against unexpected events such as trip cancellations, travel delays, medical emergencies, lost luggage, and disruptions caused by weather or other unforeseen circumstances.
While nobody plans for things to go wrong during a holiday, unexpected events can occur before or during your trip.
Travel insurance provides financial protection and peace of mind, helping ensure you're covered if your plans change unexpectedly.
What does travel insurance typically cover?
Policies vary between providers, but travel insurance often includes cover for:
- Trip cancellation
- Trip interruption
- Medical emergencies
- Hospital treatment
- Emergency evacuation
- Lost or delayed luggage
- Travel delays
- Missed connections
- Personal liability
Many providers also offer cover for COVID-19-related disruptions, although coverage varies between policies.
Why is travel insurance important for New Zealand?
New Zealand is generally a safe destination, but travel disruptions can still occur.
Examples may include:
- Weather-related delays
- Flight cancellations
- Illness or injury while travelling
- Unexpected family emergencies
- Transport disruptions affecting your itinerary
Travel insurance can help reduce the financial impact of these situations.
When should I purchase travel insurance?
Ideally, as soon as you confirm your travel plans.
Many travellers focus on insurance just before departure, but arranging cover earlier may provide protection if unexpected events occur before your trip begins.
This can be particularly important if you've already paid deposits or other non-refundable travel costs.
Do I need medical insurance for New Zealand?
We strongly recommend it.
Medical treatment, emergency transport, and changes to travel arrangements can be expensive for international visitors.
Comprehensive travel insurance can help cover these unexpected costs if required.
Which travel insurance policy should I choose?
Insurance needs vary depending on:
- Your age
- Country of residence
- Length of travel
- Medical history
- Planned activities
- Value of your trip
We recommend seeking advice from a qualified travel insurance provider in your home country to ensure you have the appropriate level of cover.
Travel Insurance Should Be Part of Your Planning Process
Travel insurance is one of the most important parts of planning an overseas holiday and is best arranged early rather than as a last-minute purchase.
Your travel specialist can discuss the types of cover travellers commonly consider, but your insurance provider is the best source of advice for your personal circumstances.
Need Help Planning Your New Zealand Holiday?
Our travel specialists can help you plan your itinerary, explain booking conditions, and answer questions about preparing for your trip.
For personalised advice, contact our team.