The official currency of New Zealand is the New Zealand Dollar (NZD). While some airports and tourist businesses may occasionally accept foreign currencies, almost all purchases throughout New Zealand are made using New Zealand dollars, credit cards, or debit cards.
f you're visiting New Zealand from overseas, you'll need access to New Zealand dollars for your trip.
The New Zealand Dollar is the only official currency accepted throughout the country, although most visitors rely heavily on credit and debit cards rather than cash.
What is the New Zealand currency?
New Zealand's currency is the New Zealand Dollar, commonly abbreviated as:
- NZD
- NZ$
- $
Coins currently in circulation include:
- 10 cents
- 20 cents
- 50 cents
- $1
- $2
Banknotes include:
- $5
- $10
- $20
- $50
- $100
Can I use US dollars, Australian dollars, or other foreign currencies?
Generally, no.
Most businesses in New Zealand only accept payment in New Zealand dollars.
Some airport retailers and selected tourist businesses may accept foreign currencies, but exchange rates are often less favourable than using a credit card or exchanging money beforehand.
Do I need to carry cash?
Not much.
New Zealand is largely a cashless society, and credit cards, debit cards, and contactless payments are widely accepted.
Many visitors carry only a small amount of cash for occasional purchases.
Can I use credit cards in New Zealand?
Yes.
Visa and Mastercard are accepted almost everywhere, including:
- Hotels
- Restaurants
- Cafés
- Petrol stations
- Supermarkets
- Tourist attractions
Many travellers use cards for the majority of their spending while in New Zealand.
Where can I get New Zealand dollars?
You can obtain New Zealand currency through:
- Banks
- Currency exchange providers
- Airport exchange services
- ATMs throughout New Zealand
Most visitors find it easy to withdraw New Zealand dollars after arriving if required.
Should I exchange money before I arrive?
That depends on your preference.
Some travellers like to arrive with a small amount of New Zealand currency for convenience, while others rely entirely on credit cards and local ATMs.
Both options work well for most visitors.
Need Help Planning Your New Zealand Holiday?
If you have questions about budgeting, currency, travel costs, or planning your itinerary, our travel specialists are happy to help.
For personalised advice, contact our team.