No. Discover New Zealand does not charge additional fees for paying by credit card. If you're paying in a different currency from your card's home currency, your bank or credit card provider may apply foreign exchange or currency conversion fees. Any additional charges are imposed by your financial institution, not by Discover New Zealand.
When paying for your New Zealand holiday, the amount charged by Discover New Zealand is the amount quoted to you. We do not add credit card surcharges or payment processing fees.
The only additional costs you may encounter are those applied by your bank or credit card provider.
Will my bank charge a foreign exchange fee?
Possibly.
Many banks and credit card companies charge foreign exchange or currency conversion fees when a purchase is made in a foreign currency.
For example, if you hold a US credit card and pay in New Zealand dollars, your bank may apply a currency conversion charge.
These fees vary between providers, so it's worth checking with your bank before making payment.
Is it better to pay in New Zealand dollars?
For many travellers, yes.
Our tours are priced in New Zealand dollars, and many customers choose to pay in NZD.
Some banks and credit card providers offer cards with low or no foreign transaction fees, which can provide competitive exchange rates and reduce additional charges.
The best option will depend on your bank's exchange rates and fee structure.
Can I pay in another currency?
In some cases, yes.
Discover New Zealand may be able to offer payment in selected alternative currencies.
If you pay using the same currency as your credit card account, your bank may not apply a foreign exchange fee. This can simplify the transaction and help avoid unexpected conversion charges.
Your travel specialist can explain the available payment options for your booking.
Why can exchange rates differ?
Exchange rates vary between banks, credit card providers, and financial institutions.
The exchange rate displayed online is often different from the rate used by banks and card providers when processing transactions.
As exchange rates change regularly, the final amount charged by your bank may differ slightly from estimates you see elsewhere.
Who charges any additional fees?
To be clear, Discover New Zealand does not charge additional fees for credit card payments.
Any foreign exchange fees, currency conversion charges, or exchange rate differences are determined by your bank or credit card provider.